Discounts
New Purchase Discount – discount for newly purchased home
Home Renovation Discount – discount for completee renovations of plumbing, electric, heating & cooling
Age of Insured Discount – discount for policy holder when reaching a certain age beginning at age 40
Personal Status Discount – discount for individuals who are married, registered domestic partners or widowed
Claims Free Discount – discount for individuals who are claim free for 3 years or more
Retention Credit/Persistency Discount – discount applied to policy holders that renew their current policy
Multi-policy Discount – discount applies when policy holder purchases more than one policy with an insurance company
Age of Construction Discount – applies to new homes
Roof Credit – applies to homes with metal or tile roof
Protective Devices Credit – a credit for homes with protective devices including smoke detectors, fire alarms, burglar alarms and fire sprinklers
Gated Community Discount – discount for homes located within a controlled access community
Farm Bureau Discount – discount for sustaining members of the Farm Bureau
Good Driver/Elite Driver Discount – discount for one or fewer points on their driving record
Company Car Discount – for single car policies when the insured has a company car available for business/personal use
Multi-vehicle Discount – available when insuring two or more vehicles on one policy
Good Student Classification – reduces premium for private passenger autos with youthful operators maintaining special scholastic standards
Anti-theft Device Credit – reduces premiums for private passenger autos equiped with an alarm, active or passive disabling device, or recovery device/tracking system
Air Bag Discount – premium for medical payments coverage will be reduced for autos equiped with air bags
Occupational Discount – discount for members of certain porefessional organizations including:
- Engineers
- Scientists
- Educators
- Doctos
- Pharmacists
- Veterinarians
- Accountants
- Dentists
- Fire Fighters
- Paramedics
- Pilots
- Police Officers
- Registered Nurses
- Computer Scientists
- Bioengineers
AAA Discount – discount for AAA members
Credit Union Members – discount applies to members of any recognized credit union
Association Discount – discount applies to members of certain associations
Discounts vary by company and policy. Call us at (707) 678-4600 to see what discounts you may qualify for on all of your policies.